Liquidity and Funding

Advances—loans to members—are a nearly instantaneous way for members to get the liquidity they need. The Federal Home Loan Banks go to the debt markets several times a day to provide their members with funding. The size of the Federal Home Loan Bank System allows for these advances to be structured in any number of ways, allowing each member to find a funding strategy that is tailored to their specific needs.

 

The FHLBC offers competitively priced fixed- and floating-rate advances with maturities ranging from one day to 30 years. Other structures with embedded options or amortization schedules are available to help members manage their balance sheets.