04/08/2026 01:37 PM Central Daylight Time

SBA Debenture Calculator

Please enter Debenture Face Amount, then select:

Debenture Type
Debenture Term
SBA Annual Charge

Estimated Face Amount of Debenture

$ Minimum: $100,000. Please use $5,000 increments.

Please enter a valid face amount.

Debenture Type

LMI Debenture

Accrual Debenture

Please select a Debenture Type.

Debenture Issuance Date

Please enter a valid date.

Approximate Debenture Term

Debenture Maturity Date

10 year

5 year

Please select a Debenture Term.

SBA Annual Charge
Federal FY Commitment Obligated	Date of Leverage Commitment	Annual Charge for Debentures
FY 2026	10/01/2025 - 10/01/2026	0.344%
FY 2025	10/01/2024 - 10/01/2025	0.3456%
FY 2024	10/01/2023 - 09/30/2024	0.129%
FY 2023	10/01/2022 - 10/01/2023	0.047%
FY 2022	10/01/2021 - 10/01/2022	0.173%

Please select an SBA Annual Charge.

Estimated Interest Rate for Year Debenture

Optional: Alternative Rate for Calculation

Please enter a valid percentage.

One or more fields has an error.

Calculated Values

Estimated Net Proceeds to SBIC

Face Amount & Calculated Proceeds

Face Amount You Selected for Debenture:

Interest Rate You Selected for Calculation:

Less: Present Value of Interest for the 5 Year Discount Period:

- $

Less: Future Value of % Annual Charge for 5 Year Discount Period:

- $

Total Discount from Face Amount:

Equals: Estimated Gross Proceeds (Estimated Purchase Price):

Less: Leverage Fee (2% of Debenture Face Amount):

- $

Final Payment at Maturity (Accrual):

Equals: Estimated Net Proceeds Provided to Licensee:

Note: Due to changing market conditions, the quoted rates and values derived above may not be indicative of actual rates and values that will apply on the settlement date.

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