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11/12/25 8:27 AM

Rate Indications

To take down an advance, login to eBanking or contact the Member Transaction Desk :

855-345-2244, Option 1

Today's Headlines

Market Rates

Advance Discount Specials (until December 31, 2025): 5 bps discount on qualifying fixed rate fixed term advances, callable fixed rate, and amortizers. Visit our Solutions page on fhlbc.com for Terms and Conditions.

Early bird discounts, all before 10:00 a.m.: (1) Available on A120 (<= 27 days) advances, additional volume discounts may be available; (2) 1-month (no minimum at 4.07%) and 3-month (no minimum at 3.98%) A121 advances. To execute, please call the Member Transaction Desk before 10:00 a.m.

Term

Treasury

Swaps

Fixed Rate Advances

2 years

3.56%

3.36%

3.67%

5 years

3.67%

3.37%

3.78%

7 years

3.86%

3.48%

4.05%

10 years

4.08%

3.65%

4.34%

FHLBC Deposit Rates^

DID (yesterday)

3.721%

^Call for term deposit rates.

Fixed Rate Advances

Fixed Rate Callable Advances (Member-Owned Embedded Option)

Term

Community Advances

Regular Advances

All-in After Dividend*

Forward-Starting

Term

Lockout

Bermudan

All-in After Dividend*

Option Cost

1 week

4.05%

3.85%

Advances settle one year forward from today and then have stated term to maturity

2 years

6 months

4.21%

4.00%

0.54%

2 weeks

4.06%

3.86%

2 years

1 year

4.00%

3.79%

0.33%

3 weeks

4.07%

3.87%

3 years

6 months

4.30%

4.10%

0.63%

1 month

3.99%

4.09%

3.89%

3 years

1 year

4.10%

3.89%

0.43%

3 months

3.90%

4.00%

3.80%

5 years

6 months

4.56%

4.35%

0.78%

6 months

3.82%

3.93%

3.72%

5 years

1 year

4.38%

4.17%

0.60%

9 months

3.74%

3.85%

3.64%

5 years

2 year

4.11%

3.91%

0.33%

1 year

3.68%

3.78%

3.57%

7 years

1 year

4.95%

4.75%

0.91%

1.5 years

3.62%

3.73%

3.52%

3.59%

7 years

2 years

4.51%

4.31%

0.47%

2 years

3.57%

3.67%

3.47%

3.63%

10 years

2 years

4.71%

4.51%

0.37%

2.5 years

3.55%

3.65%

3.45%

3.67%

10 years

3 years

4.60%

4.40%

0.26%

3 years

3.57%

3.67%

3.47%

3.72%

10 years

5 years

4.49%

4.29%

0.14%

3.5 years

3.59%

3.70%

3.49%

3.75%

15 years

5 years

4.78%

4.58%

0.01%

4 years

3.63%

3.73%

3.53%

3.78%

Fixed Rate Putable Advances (Bank-Owned Embedded Option)

4.5 years

3.65%

3.75%

3.55%

3.88%

Term

Lockout

European

All-in After Dividend*

Option Value

5 years

3.68%

3.78%

3.58%

3.97%

3 years

6 months

3.39%

3.19%

-0.53%

6 years

3.83%

3.94%

3.73%

4.09%

5 years

6 months

3.32%

3.12%

-0.60%

7 years

3.94%

4.05%

3.84%

4.25%

7 years

6 months

3.34%

3.14%

-0.58%

10 years

4.24%

4.34%

4.14%

4.52%

10 years

6 months

3.43%

3.23%

-0.49%

15 years

Call for availability

4.77%

4.57%

3 years

1 year

3.41%

3.21%

-0.37%

20 years

5.12%

4.92%

5 years

1 year

3.31%

3.10%

-0.47%

30 years

5.30%

5.09%

7 years

1 year

3.30%

3.10%

-0.47%

10 years

1 year

3.35%

3.15%

-0.43%

5 years

2 years

3.36%

3.16%

-0.31%

Fixed Rate Amortizing Advances

7 years

2 years

3.32%

3.11%

-0.35%

Amortization Term

10 years

2 years

3.32%

3.12%

-0.35%

Term

5 years

7 years

10 years

15 years

7 years

3 years

3.40%

3.20%

-0.27%

5 years

3.78%

3.81%

3.83%

10 years

5 years

3.65%

3.44%

-0.13%

7 years

n/a

3.90%

4.00%

4.06%

Term

Lockout

Bermudan

All-in After Dividend*

Option Value

10 years

n/a

4.12%

4.28%

5 years

6 months

3.07%

2.87%

-0.85%

Term

15 years

20 years

25 years

30 years

7 years

6 months

2.95%

2.75%

-0.98%

15 years

4.45%

4.64%

4.71%

4.76%

10 years

3 months

2.81%

2.60%

-1.19%

20 years

n/a

4.76%

4.95%

5.04%

7 years

1.24%

0.02%

1.26%

0.32%

30 years

n/a

5.15%

10 years

1.55%

0.02%

1.58%

0.32%

Floating Rate Advances

Discount Note Floater Advances

SOFR Index Floater Advances

Non-Prepayable

Prepayable (on reset dates)^

Index / Rate Indic.

Term

Prior Index

Spread

Prior Day Rate

Term**

Spread to 4WK

Spread to 13WK

Spread to 4WK

Spread to 13WK

SOFR

3 Months

3.95%

0.16%

4.08%

3 months

0.23%

n/a

0.26%

n/a

SOFR

6 Months

3.95%

0.17%

4.09%

6 months

0.29%

0.23%

0.36%

0.30%

SOFR

9 Months

3.95%

0.19%

4.11%

1 year

0.33%

0.31%

0.41%

0.39%

SOFR

1 Year

3.95%

0.20%

4.12%

2 years

0.42%

0.39%

0.49%

0.46%

SOFR

18 Months

3.95%

0.24%

4.17%

3 years

0.46%

0.44%

0.54%

0.52%

SOFR

2 Years

3.95%

0.27%

4.20%

4 years

0.53%

0.50%

0.61%

0.58%

SOFR

3 Years

3.95%

0.40%

4.33%

5 years

0.54%

0.51%

0.62%

0.59%

SOFR

4 Years

3.95%

0.45%

4.38%

Prior Index

4 week

3.896%

13 week

3.829%

SOFR

5 Years

3.95%

0.46%

4.38%

^Prepayable at par with 1 day notice. **Please call for terms between 5 years and 10 years, or for 26 week index.

SOFR

6 Years

3.95%

0.56%

4.49%

Overnight Discount Note Floater**

SOFR

7 Years

3.95%

0.61%

4.55%

Term^

Prior Index

Spread

Prior Day Rate

SOFR

8 Years

3.95%

0.70%

4.63%

<= 3 Months

3.816%

0.310%

4.126%

SOFR

9 Years

3.95%

0.73%

4.67%

^Prepayable same day before 3:00PM. **Please call for additional terms not listed above.

SOFR

10 Years

3.95%

0.75%

4.68%

Overnight Advances

Term

Today

All-in After Dividend*

Prior Day

1 Day

4.04%

3.84%

4.04%

Open Line (Daily Rate Set)#

4.36%

4.16%

4.12%

#Rate set at and available until 3:00 pm; Late Day Advances may be available until 4:30 pm by calling 855-345-2244, Option 1.