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10/21/25 8:20 AM
Rate Indications
 To take down an advance, login to eBanking or contact the Member Transaction Desk : 
855-345-2244, Option 1
 Today's Headlines   Market Rates 
Advance Discount Specials (until December 31, 2025): 5 bps discount on qualifying fixed rate fixed term advances, callable fixed rate, and amortizers. Visit our Solutions page on fhlbc.com for Terms and Conditions. 

Early bird discounts, all before 10:00 a.m.: (1) Available on A120 (<= 27 days) advances, additional volume discounts may be available; (2) 1-month (no minimum at 4.21%) and 3-month (no minimum at 4.07%) A121 advances. To execute, please call the Member Transaction Desk before 10:00 a.m. 
 Term   Treasury   Swaps   Fixed Rate Advances 
2 years 3.45% 3.22% 3.56%
5 years 3.55% 3.22% 3.68%
7 years 3.73% 3.33% 3.95%
10 years 3.96% 3.50% 4.26%
 FHLBC Deposit Rates^ 
DID (yesterday) 3.958% ^Call for term deposit rates.
 Fixed Rate Advances   Fixed Rate Callable Advances (Member-Owned Embedded Option) 
Term Community Advances Regular Advances All-in After Dividend* Forward-Starting  Term   Lockout   Bermudan   All-in After Dividend*   Option Cost 
 1 week    4.26% 4.06% Advances settle one year forward from today and then have stated term to maturity  2 years  6 months 4.07% 3.87% 0.51%
 2 weeks  4.26% 4.06%  2 years  1 year 3.80% 3.60% 0.24%
 3 weeks  4.24% 4.04%  3 years  6 months 4.22% 4.01% 0.66%
 1 month  4.13% 4.23% 4.03%  3 years  1 year 3.95% 3.75% 0.40%
 3 months  3.99% 4.09% 3.89%  5 years  6 months 4.42% 4.21% 0.74%
 6 months  3.81% 3.92% 3.71%  5 years  1 year 4.20% 4.00% 0.52%
 9 months  3.72% 3.83% 3.62%    5 years  2 year 4.06% 3.86% 0.38%
 1 year  3.60% 3.70% 3.50% 3.41%  7 years  1 year 4.85% 4.65% 0.90%
 1.5 years  3.50% 3.60% 3.40% 3.44%  7 years  2 years 4.42% 4.21% 0.46%
 2 years  3.45% 3.56% 3.35% 3.48%  10 years  2 years 4.61% 4.41% 0.36%
 2.5 years  3.44% 3.54% 3.33% 3.53%  10 years  3 years 4.45% 4.25% 0.19%
 3 years  3.45% 3.55% 3.35% 3.59%  10 years  5 years 4.29% 4.09% 0.03%
 3.5 years  3.48% 3.58% 3.37% 3.63%  15 years  5 years 4.73% 4.53% 0.07%
 4 years  3.52% 3.62% 3.41% 3.67%  Fixed Rate Putable Advances (Bank-Owned Embedded Option) 
 4.5 years  3.54% 3.64% 3.44% 3.76%  Term   Lockout   European   All-in After Dividend*   Option Value 
 5 years  3.58% 3.68% 3.47% 3.85%  3 years  6 months 3.29% 3.08% -0.63%
 6 years  3.73% 3.83% 3.63% 3.99%  5 years  6 months 3.21% 3.01% -0.70%
 7 years  3.85% 3.95% 3.75% 4.14%  7 years  6 months 3.24% 3.04% -0.67%
 10 years  4.15% 4.26% 4.05% 4.42%  10 years  6 months 3.33% 3.13% -0.58%
 15 years  Call for availability 4.66% 4.45%    3 years  1 year 3.29% 3.08% -0.42%
 20 years  5.00% 4.79%    5 years  1 year 3.19% 2.98% -0.52%
 30 years  5.18% 4.97%    7 years  1 year 3.19% 2.98% -0.52%
   10 years  1 year 3.24% 3.03% -0.47%
 5 years  2 years 3.24% 3.03% -0.32%
 Fixed Rate Amortizing Advances   7 years  2 years 3.19% 2.99% -0.36%
  Amortization Term  10 years  2 years 3.20% 2.99% -0.36%
Term 5 years 7 years 10 years 15 years  7 years  3 years 3.29% 3.09% -0.26%
 5 years  3.67% 3.71% 3.72% 3.73%  10 years  5 years 3.55% 3.34% -0.13%
 7 years  n/a 3.79% 3.90% 3.96%  Term   Lockout   Bermudan   All-in After Dividend*   Option Value 
 10 years  n/a n/a 4.02% 4.19%  5 years  6 months 2.95% 2.75% -0.96%
Term 15 years 20 years 25 years 30 years  7 years  6 months 2.83% 2.62% -1.09%
 15 years  4.35% 4.53% 4.60% 4.64%  10 years  3 months 2.68% 2.48% -1.41%
 20 years 
n/a 4.65% 4.83% 4.91%  7 years  1.24% 0.02% 1.26% 0.32%
 30 years  n/a n/a n/a 5.03%    10 years  1.55% 0.02% 1.58% 0.32%
                     
                     
 Floating Rate Advances 
 Discount Note Floater Advances     SOFR Index Floater Advances 
  Non-Prepayable Prepayable (on reset dates)^  Index / Rate Indic.   Term   Prior Index   Spread   Prior Day Rate 
 Term**   Spread to 4WK   Spread to 13WK   Spread to 4WK   Spread to 13WK  SOFR 3 Months 4.16% 0.16% 4.34%
 3 months  0.23% n/a 0.26% n/a SOFR 6 Months 4.16% 0.18% 4.36%
 6 months  0.29% 0.25% 0.36% 0.30%   SOFR 9 Months 4.16% 0.19% 4.37%
 1 year  0.35% 0.33% 0.43% 0.41% SOFR 1 Year 4.16% 0.21% 4.39%
 2 years  0.44% 0.41% 0.51% 0.49% SOFR 18 Months 4.16% 0.26% 4.44%
 3 years  0.48% 0.45% 0.57% 0.54% SOFR 2 Years 4.16% 0.29% 4.47%
 4 years  0.53% 0.50% 0.63% 0.61% SOFR 3 Years 4.16% 0.43% 4.61%
 5 years  0.54% 0.51% 0.64% 0.62% SOFR 4 Years 4.16% 0.48% 4.67%
Prior Index 4 week 4.064% 13 week 3.907% SOFR 5 Years 4.16% 0.50% 4.69%
 ^Prepayable at par with 1 day notice. **Please call for terms between 5 years and 10 years, or for 26 week index.  SOFR 6 Years 4.16% 0.60% 4.83%
 Overnight Discount Note Floater**  SOFR 7 Years 4.16% 0.67% 4.87%
 Term^     Prior Index   Spread   Prior Day Rate  SOFR 8 Years 4.16% 0.75% 4.94%
<= 3 Months 4.055% 0.310% 4.365% SOFR 9 Years 4.16% 0.78% 4.96%
 ^Prepayable same day before 3:00PM. **Please call for additional terms not listed above.  SOFR 10 Years 4.16% 0.81% 4.99%
 Overnight Advances 
 Term     Today  All-in After Dividend*  Prior Day 
1 Day   4.24% 4.04% 4.24%
Open Line (Daily Rate Set)# 4.45% 4.25% 4.47%
#Rate set at and available until 3:00 pm; Late Day Advances may be available until 4:30 pm by calling 855-345-2244, Option 1.