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12/18/25 8:19 AM
Rate Indications
To take down an advance, login to eBanking or contact the Member Transaction Desk
855-345-2244, Option 1
Today's Headlines Market Rates
Advance Discount Specials (until December 31, 2025): 5 bps discount on qualifying fixed rate fixed term advances, callable fixed rate, and amortizers. Visit our Solutions page on fhlbc.com for Terms and Conditions. 

Early bird discounts, all before 10:00 a.m.: (1) Available on A120 (<= 27 days) advances, additional volume discounts may be available; (2) 1-month (no minimum at 3.81%) and 3-month (no minimum at 3.76%) A121 advances. To execute, please call the Member Transaction Desk before 10:00 a.m. 
Term Treasury Swaps Fixed Rate Advances
2 years 3.45% 3.28% 3.54%
5 years 3.65% 3.39% 3.75%
7 years 3.86% 3.53% 4.04%
10 years 4.11% 3.67% 4.37%
FHLBC Deposit Rates
DID (yesterday) 3.485% ^Call for term deposit rates
Fixed Rate Advances Fixed Rate Callable Advances (Member-Owned Embedded Option)
Term Community
 Advances
Regular
Advances
All-in After
Dividend*
Forward-
Starting
Term Lockout Bermudan All-In After Dividend* Option Cost
1 week   3.81% 3.61% Advances settle one year forward from today and then have stated term to maturity 2 years 6 month 4.00% 3.80% 0.46%
2 weeks   3.81% 3.61% 2 years 1 year 3.79% 3.59% 0.25%
3 weeks   3.81% 3.61% 3 years 6 month 4.15% 3.94% 0.57%
1 month 3.73% 3.83% 3.63% 3 years 1 year 3.99% 3.79% 0.42%
3 months 3.68% 3.78% 3.58% 5 years 6 month 4.44% 4.23% 0.69%
6 months 3.63% 3.73% 3.52% 5 years 1 year 4.29% 4.09% 0.55%
9 months 3.61% 3.71% 3.50%   5 years 2 years 4.06% 3.86% 0.31%
1 year 3.50% 3.60% 3.40% 3.49% 7 years 1 year 4.84% 4.64% 0.81%
1.5 years 3.48% 3.58% 3.38% 3.53% 7 years 2 years 4.46% 4.26% 0.43%
2 years 3.44% 3.54% 3.34% 3.57% 10 years 2 years 4.76% 4.56% 0.39%
2.5 years 3.44% 3.54% 3.34% 3.64% 10 years 3 years 4.60% 4.39% 0.22%
3 years 3.47% 3.57% 3.37% 3.70% 10 years 5 years 4.44% 4.23% 0.06%
3.5 years 3.51% 3.61% 3.41% 3.74% 15 years 5 years 4.83% 4.63% 0.04%
4 years 3.56% 3.67% 3.46% 3.79% Fixed Rate Putable Advances (Bank-Owned Embedded Option)
4.5 years 3.60% 3.70% 3.49% 3.89% Term Lockout European All-In After Dividend* Option Value 
5 years 3.64% 3.75% 3.54% 3.98% 3 years 6 month 3.30% 3.10% -0.43%
6 years 3.81% 3.91% 3.71% 4.12% 5 years 6 month 3.27% 3.06% -0.46%
7 years 3.94% 4.04% 3.83% 4.29% 7 years 6 month 3.31% 3.11% -0.42%
10 years 4.27% 4.37% 4.17% 4.57% 10 years 6 month 3.41% 3.21% -0.32%
15 years Call for availability 4.79% 4.58%   3 years 1 year 3.28% 3.08% -0.32%
20 years 5.21% 5.01%   5 years 1 year 3.21% 3.01% -0.39%
30 years 5.41% 5.20%   7 years 1 year 3.23% 3.02% -0.37%
10 years 1 year 3.28% 3.08% -0.32%
5 years 2 years 3.26% 3.06% -0.28%
Fixed Rate Amortizing Advances 7 years 2 years 3.24% 3.03% -0.30%
Amortization Term 10 years 2 years 3.26% 3.05% -0.29%
Term 5 years 7 years 10 years 15 years 7 years 3 years 3.35% 3.14% -0.23%
5 years 3.70% 3.75% 3.78% 3.79% 10 years 5 years 3.63% 3.43% -0.11%
7 years n/a 3.84% 3.97% 4.04% Term Lockout Bermudan All-In After Dividend* Option Value 
10 years n/a n/a 4.10% 4.29% 5 years 6 month 2.98% 2.78% -0.75%
Term 15 years 20 years 25 years 30 years 7 years 6 month 2.87% 2.67% -0.86%
15 years 4.46% 4.65% 4.73% 4.77% 10 years 3 month 2.76% 2.56% -1.02%
20 years
n/a 4.79% 5.00% 5.10%
30 years n/a n/a n/a 5.22%
Floating Rate Advances
Discount Note Floater Advances SOFR Index Floater Advances
  Non-Prepayable Prepayable (on reset dates)^ Index / Rate Indic. Term Prior Index Spread Prior Day Rate
Term** Spread to 4WK Spread to 13WK Spread to 4WK Spread to 13WK SOFR 3 Months 3.69% 0.15% 3.84%
3 months 0.23% n/a 0.26% n/a SOFR 6 Months 3.69% 0.16% 3.86%
6 months 0.29% 0.23% 0.36% 0.30% SOFR 9 Months 3.69% 0.18% 3.87%
1 year 0.32% 0.27% 0.41% 0.32% SOFR 1 Year 3.69% 0.19% 3.88%
2 years 0.36% 0.34% 0.42% 0.40% SOFR 18 Months 3.69% 0.21% 3.91%
3 years 0.39% 0.37% 0.46% 0.43% SOFR 2 Years 3.69% 0.24% 3.94%
4 years 0.43% 0.41% 0.51% 0.49% SOFR 3 Years 3.69% 0.34% 4.04%
5 years 0.45% 0.43% 0.54% 0.51% SOFR 4 Years 3.69% 0.39% 4.09%
Prior Index 4 week 3.641% 13 week 3.599% SOFR 5 Years 3.69% 0.40% 4.11%
^Prepayable at par with 1 day notice. **Please call for terms between 5 years and 10 years, or for 26 week index SOFR 6 Years 3.69% 0.50% 4.20%
Overnight Discount Note Floater**  SOFR 7 Years 3.69% 0.55% 4.26%
Term^   Prior Index Spread Prior Day Rate SOFR 8 Years 3.69% 0.65% 4.35%
<= 3 Months 3.505% 0.31% 3.815% SOFR 9 Years 3.69% 0.68% 4.38%
^Prepayable same day before 3:00PM. **Please call for additional terms not listed above SOFR 10 Years 3.69% 0.70% 4.39%
Overnight Advances
Term   Today All-in After Dividend* Prior Day
1 Day 3.80% 3.60% 3.80%
Open Line (Daily Rate Set)# 3.93% 3.73% 3.93%
# Rate set at and available until 3:00 pm; Late Day Advances may be available until 4:30 pm by calling 855-345-2244, Option 1.