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7/18/25 8:30 AM
Rate Indications
 To take down an advance, login to eBanking or contact the Member Transaction Desk : 
855-345-2244, Option 1
 Today's Headlines   Market Rates 
Advance Discount Specials (until September 30, 2025): 5 bps discount on qualifying fixed rate fixed term advances, callable fixed rate, and amortizers. Visit our Solutions page on fhlbc.com for Terms and Conditions. 

Early bird discounts, all before 10:00 a.m.: (1) Available on A120 (<= 27 days) advances, additional volume discounts may be available; (2) 1-month (no minimum at 4.44%) and 3-month (no minimum at 4.47%) A121 advances. To execute, please call the Member Transaction Desk before 10:00 a.m. 
 Term   Treasury   Swaps   Fixed Rate Advances 
2 years 3.86% 3.62% 3.96%
5 years 3.95% 3.58% 4.09%
7 years 4.17% 3.70% 4.41%
10 years 4.42% 3.87% 4.74%
 FHLBC Deposit Rates^ 
DID (yesterday) 4.181% ^Call for term deposit rates.
 Fixed Rate Advances   Fixed Rate Callable Advances (Member-Owned Embedded Option) 
Term Community Advances Regular Advances All-in After Dividend* Forward-Starting  Term   Lockout   Bermudan   All-in After Dividend*   Option Cost 
 1 week    4.45% 4.26% Advances settle one year forward from today and then have stated term to maturity  2 years  6 months 4.67% 4.48% 0.71%
 2 weeks  4.45% 4.26%  2 years  1 year 4.40% 4.21% 0.44%
 3 weeks  4.45% 4.26%  3 years  6 months 4.82% 4.63% 0.88%
 1 month  4.36% 4.46% 4.27%  3 years  1 year 4.54% 4.35% 0.60%
 3 months  4.39% 4.49% 4.30%  5 years  6 months 5.08% 4.88% 0.99%
 6 months  4.31% 4.42% 4.22%  5 years  1 year 4.81% 4.61% 0.72%
 9 months  4.26% 4.37% 4.17%    5 years  2 year 4.51% 4.32% 0.43%
 1 year  4.07% 4.17% 3.98% 3.76%  7 years  1 year 5.41% 5.22% 0.99%
 1.5 years  3.94% 4.04% 3.85% 3.78%  7 years  2 years 4.97% 4.77% 0.55%
 2 years  3.86% 3.96% 3.77% 3.82%  10 years  2 years 5.36% 5.17% 0.62%
 2.5 years  3.83% 3.93% 3.73% 3.88%  10 years  3 years 5.25% 5.06% 0.51%
 3 years  3.84% 3.94% 3.75% 3.94%  10 years  5 years 5.04% 4.85% 0.30%
 3.5 years  3.86% 3.97% 3.77% 4.00%  15 years  5 years 5.48% 5.29% 0.35%
 4 years  3.91% 4.01% 3.81% 4.05%  Fixed Rate Putable Advances (Bank-Owned Embedded Option) 
 4.5 years  3.94% 4.04% 3.85% 4.19%  Term   Lockout   European   All-in After Dividend*   Option Value 
 5 years  3.98% 4.09% 3.89% 4.32%  3 years  6 months 3.63% 3.44% -0.78%
 6 years  4.21% 4.31% 4.12% 4.44%  5 years  6 months 3.54% 3.35% -0.87%
 7 years  4.31% 4.41% 4.22% 4.58%  7 years  6 months 3.58% 3.38% -0.84%
 10 years  4.64% 4.74% 4.55% 4.88%  10 years  6 months 3.67% 3.48% -0.75%
 15 years  Call for availability 5.13% 4.94%    3 years  1 year 3.64% 3.44% -0.53%
 20 years  5.46% 5.27%    5 years  1 year 3.54% 3.34% -0.64%
 30 years 
5.70% 5.50%    7 years  1 year 3.54% 3.35% -0.63%
   10 years  1 year 3.60% 3.40% -0.58%
 5 years  2 years 3.59% 3.39% -0.38%
 Fixed Rate Amortizing Advances   7 years  2 years 3.54% 3.35% -0.42%
  Amortization Term  10 years  2 years 3.55% 3.35% -0.42%
Term 5 years 7 years 10 years 15 years  7 years  3 years 3.64% 3.45% -0.30%
 5 years  4.08% 4.11% 4.13% 4.14%  10 years  5 years 3.78% 3.58% -0.31%
 7 years  n/a 4.22% 4.35% 4.41%  Term   Lockout   Bermudan   All-in After Dividend*   Option Value 
 10 years  n/a n/a 4.47% 4.65%  5 years  6 months 3.24% 3.04% -1.18%
Term 15 years 20 years 25 years 30 years  7 years  6 months 3.10% 2.91% -1.31%
 15 years 
4.82% 5.00% 5.08% 5.12%  10 years  3 months 2.93% 2.73% -1.56%
 20 years  n/a 5.12% 5.30% 5.38%  7 years  1.24% 0.02% 1.26% 0.32%
 30 years  n/a n/a n/a 5.51%    10 years  1.55% 0.02% 1.58% 0.32%
                     
                     
 Floating Rate Advances 
 Discount Note Floater Advances     SOFR Index Floater Advances 
  Non-Prepayable Prepayable (on reset dates)^  Index / Rate Indic.   Term   Prior Index   Spread   Prior Day Rate 
 Term**   Spread to 4WK   Spread to 13WK   Spread to 4WK   Spread to 13WK  SOFR 3 Months 4.34% 0.16% 4.50%
 3 months  0.24% n/a 0.26% n/a SOFR 6 Months 4.34% 0.18% 4.52%
 6 months  0.29% 0.25% 0.36% 0.30%   SOFR 9 Months 4.34% 0.19% 4.53%
 1 year  0.33% 0.30% 0.41% 0.37% SOFR 1 Year 4.34% 0.21% 4.55%
 2 years  0.44% 0.42% 0.52% 0.50% SOFR 18 Months 4.34% 0.25% 4.59%
 3 years  0.51% 0.48% 0.60% 0.58% SOFR 2 Years 4.34% 0.28% 4.62%
 4 years  0.56% 0.54% 0.65% 0.63% SOFR 3 Years 4.34% 0.46% 4.81%
 5 years  0.57% 0.55% 0.67% 0.65% SOFR 4 Years 4.34% 0.52% 4.87%
Prior Index 4 week 4.275% 13 week 4.311% SOFR 5 Years 4.34% 0.56% 4.91%
 ^Prepayable at par with 1 day notice. **Please call for terms between 5 years and 10 years, or for 26 week index.  SOFR 6 Years 4.34% 0.73% 5.08%
 Overnight Discount Note Floater**  SOFR 7 Years 4.34% 0.77% 5.12%
 Term^     Prior Index   Spread   Prior Day Rate  SOFR 8 Years 4.34% 0.83% 5.19%
<= 3 Months 4.256% 0.310% 4.566% SOFR 9 Years 4.34% 0.88% 5.23%
 ^Prepayable same day before 3:00PM. **Please call for additional terms not listed above.  SOFR 10 Years 4.34% 0.93% 5.28%
 Overnight Advances 
 Term     Today  All-in After Dividend*  Prior Day 
1 Day   4.45% 4.26% 4.45%
Open Line (Daily Rate Set)# 4.62% 4.43% 4.62%
#Rate set at and available until 3:00 pm; Late Day Advances may be available until 4:30 pm by calling 855-345-2244, Option 1.