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7/18/25 8:30 AM

Rate Indications

To take down an advance, login to eBanking or contact the Member Transaction Desk :

855-345-2244, Option 1

Today's Headlines

Market Rates

Advance Discount Specials (until September 30, 2025): 5 bps discount on qualifying fixed rate fixed term advances, callable fixed rate, and amortizers. Visit our Solutions page on fhlbc.com for Terms and Conditions.

Early bird discounts, all before 10:00 a.m.: (1) Available on A120 (<= 27 days) advances, additional volume discounts may be available; (2) 1-month (no minimum at 4.44%) and 3-month (no minimum at 4.47%) A121 advances. To execute, please call the Member Transaction Desk before 10:00 a.m.

Term

Treasury

Swaps

Fixed Rate Advances

2 years

3.86%

3.62%

3.96%

5 years

3.95%

3.58%

4.09%

7 years

4.17%

3.70%

4.41%

10 years

4.42%

3.87%

4.74%

FHLBC Deposit Rates^

DID (yesterday)

4.181%

^Call for term deposit rates.

Fixed Rate Advances

Fixed Rate Callable Advances (Member-Owned Embedded Option)

Term

Community Advances

Regular Advances

All-in After Dividend*

Forward-Starting

Term

Lockout

Bermudan

All-in After Dividend*

Option Cost

1 week

4.45%

4.26%

Advances settle one year forward from today and then have stated term to maturity

2 years

6 months

4.67%

4.48%

0.71%

2 weeks

4.45%

4.26%

2 years

1 year

4.40%

4.21%

0.44%

3 weeks

4.45%

4.26%

3 years

6 months

4.82%

4.63%

0.88%

1 month

4.36%

4.46%

4.27%

3 years

1 year

4.54%

4.35%

0.60%

3 months

4.39%

4.49%

4.30%

5 years

6 months

5.08%

4.88%

0.99%

6 months

4.31%

4.42%

4.22%

5 years

1 year

4.81%

4.61%

0.72%

9 months

4.26%

4.37%

4.17%

5 years

2 year

4.51%

4.32%

0.43%

1 year

4.07%

4.17%

3.98%

3.76%

7 years

1 year

5.41%

5.22%

0.99%

1.5 years

3.94%

4.04%

3.85%

3.78%

7 years

2 years

4.97%

4.77%

0.55%

2 years

3.86%

3.96%

3.77%

3.82%

10 years

2 years

5.36%

5.17%

0.62%

2.5 years

3.83%

3.93%

3.73%

3.88%

10 years

3 years

5.25%

5.06%

0.51%

3 years

3.84%

3.94%

3.75%

3.94%

10 years

5 years

5.04%

4.85%

0.30%

3.5 years

3.86%

3.97%

3.77%

4.00%

15 years

5 years

5.48%

5.29%

0.35%

4 years

3.91%

4.01%

3.81%

4.05%

Fixed Rate Putable Advances (Bank-Owned Embedded Option)

4.5 years

3.94%

4.04%

3.85%

4.19%

Term

Lockout

European

All-in After Dividend*

Option Value

5 years

3.98%

4.09%

3.89%

4.32%

3 years

6 months

3.63%

3.44%

-0.78%

6 years

4.21%

4.31%

4.12%

4.44%

5 years

6 months

3.54%

3.35%

-0.87%

7 years

4.31%

4.41%

4.22%

4.58%

7 years

6 months

3.58%

3.38%

-0.84%

10 years

4.64%

4.74%

4.55%

4.88%

10 years

6 months

3.67%

3.48%

-0.75%

15 years

Call for availability

5.13%

4.94%

3 years

1 year

3.64%

3.44%

-0.53%

20 years

5.46%

5.27%

5 years

1 year

3.54%

3.34%

-0.64%

30 years

5.70%

5.50%

7 years

1 year

3.54%

3.35%

-0.63%

10 years

1 year

3.60%

3.40%

-0.58%

5 years

2 years

3.59%

3.39%

-0.38%

Fixed Rate Amortizing Advances

7 years

2 years

3.54%

3.35%

-0.42%

Amortization Term

10 years

2 years

3.55%

3.35%

-0.42%

Term

5 years

7 years

10 years

15 years

7 years

3 years

3.64%

3.45%

-0.30%

5 years

4.08%

4.11%

4.13%

4.14%

10 years

5 years

3.78%

3.58%

-0.31%

7 years

n/a

4.22%

4.35%

4.41%

Term

Lockout

Bermudan

All-in After Dividend*

Option Value

10 years

n/a

4.47%

4.65%

5 years

6 months

3.24%

3.04%

-1.18%

Term

15 years

20 years

25 years

30 years

7 years

6 months

3.10%

2.91%

-1.31%

15 years

4.82%

5.00%

5.08%

5.12%

10 years

3 months

2.93%

2.73%

-1.56%

20 years

n/a

5.12%

5.30%

5.38%

7 years

1.24%

0.02%

1.26%

0.32%

30 years

n/a

5.51%

10 years

1.55%

0.02%

1.58%

0.32%

Floating Rate Advances

Discount Note Floater Advances

SOFR Index Floater Advances

Non-Prepayable

Prepayable (on reset dates)^

Index / Rate Indic.

Term

Prior Index

Spread

Prior Day Rate

Term**

Spread to 4WK

Spread to 13WK

Spread to 4WK

Spread to 13WK

SOFR

3 Months

4.34%

0.16%

4.50%

3 months

0.24%

n/a

0.26%

n/a

SOFR

6 Months

4.34%

0.18%

4.52%

6 months

0.29%

0.25%

0.36%

0.30%

SOFR

9 Months

4.34%

0.19%

4.53%

1 year

0.33%

0.30%

0.41%

0.37%

SOFR

1 Year

4.34%

0.21%

4.55%

2 years

0.44%

0.42%

0.52%

0.50%

SOFR

18 Months

4.34%

0.25%

4.59%

3 years

0.51%

0.48%

0.60%

0.58%

SOFR

2 Years

4.34%

0.28%

4.62%

4 years

0.56%

0.54%

0.65%

0.63%

SOFR

3 Years

4.34%

0.46%

4.81%

5 years

0.57%

0.55%

0.67%

0.65%

SOFR

4 Years

4.34%

0.52%

4.87%

Prior Index

4 week

4.275%

13 week

4.311%

SOFR

5 Years

4.34%

0.56%

4.91%

^Prepayable at par with 1 day notice. **Please call for terms between 5 years and 10 years, or for 26 week index.

SOFR

6 Years

4.34%

0.73%

5.08%

Overnight Discount Note Floater**

SOFR

7 Years

4.34%

0.77%

5.12%

Term^

Prior Index

Spread

Prior Day Rate

SOFR

8 Years

4.34%

0.83%

5.19%

<= 3 Months

4.256%

0.310%

4.566%

SOFR

9 Years

4.34%

0.88%

5.23%

^Prepayable same day before 3:00PM. **Please call for additional terms not listed above.

SOFR

10 Years

4.34%

0.93%

5.28%

Overnight Advances

Term

Today

All-in After Dividend*

Prior Day

1 Day

4.45%

4.26%

4.45%

Open Line (Daily Rate Set)#

4.62%

4.43%

4.62%

#Rate set at and available until 3:00 pm; Late Day Advances may be available until 4:30 pm by calling 855-345-2244, Option 1.