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10/8/25 8:20 AM

Rate Indications

To take down an advance, login to eBanking or contact the Member Transaction Desk :

855-345-2244, Option 1

Today's Headlines

Market Rates

Advance Discount Specials (until December 31, 2025): 5 bps discount on qualifying fixed rate fixed term advances, callable fixed rate, and amortizers. Visit our Solutions page on fhlbc.com for Terms and Conditions.

Early bird discounts, all before 10:00 a.m.: (1) Available on A120 (<= 27 days) advances, additional volume discounts may be available; (2) 1-month (no minimum at 4.22%) and 3-month (no minimum at 4.07%) A121 advances. To execute, please call the Member Transaction Desk before 10:00 a.m.

Term

Treasury

Swaps

Fixed Rate Advances

2 years

3.56%

3.35%

3.67%

5 years

3.69%

3.35%

3.82%

7 years

3.88%

3.46%

4.10%

10 years

4.10%

3.63%

4.40%

FHLBC Deposit Rates^

DID (yesterday)

3.943%

^Call for term deposit rates.

Fixed Rate Advances

Fixed Rate Callable Advances (Member-Owned Embedded Option)

Term

Community Advances

Regular Advances

All-in After Dividend*

Forward-Starting

Term

Lockout

Bermudan

All-in After Dividend*

Option Cost

1 week

4.22%

4.03%

Advances settle one year forward from today and then have stated term to maturity

2 years

6 months

4.17%

3.97%

0.50%

2 weeks

4.23%

4.04%

2 years

1 year

3.95%

3.76%

0.28%

3 weeks

4.24%

4.05%

3 years

6 months

4.31%

4.12%

0.63%

1 month

4.14%

4.24%

4.05%

3 years

1 year

4.10%

3.91%

0.42%

3 months

3.99%

4.09%

3.90%

5 years

6 months

4.66%

4.47%

0.84%

6 months

3.84%

3.95%

3.75%

5 years

1 year

4.40%

4.21%

0.58%

9 months

3.78%

3.88%

3.68%

5 years

2 year

4.26%

4.07%

0.44%

1 year

3.66%

3.76%

3.57%

7 years

1 year

5.05%

4.86%

0.95%

1.5 years

3.61%

3.71%

3.52%

3.59%

7 years

2 years

4.67%

4.47%

0.56%

2 years

3.57%

3.67%

3.47%

3.63%

10 years

2 years

4.76%

4.57%

0.36%

2.5 years

3.55%

3.66%

3.46%

3.68%

10 years

3 years

4.60%

4.41%

0.20%

3 years

3.58%

3.68%

3.49%

3.73%

10 years

5 years

4.49%

4.30%

0.09%

3.5 years

3.60%

3.70%

3.51%

3.78%

15 years

5 years

5.18%

4.99%

0.36%

4 years

3.65%

3.75%

3.55%

3.82%

Fixed Rate Putable Advances (Bank-Owned Embedded Option)

4.5 years

3.68%

3.78%

3.58%

3.94%

Term

Lockout

European

All-in After Dividend*

Option Value

5 years

3.72%

3.82%

3.63%

4.06%

3 years

6 months

3.41%

3.22%

-0.54%

6 years

3.92%

4.02%

3.83%

4.15%

5 years

6 months

3.34%

3.15%

-0.61%

7 years

4.00%

4.10%

3.91%

4.29%

7 years

6 months

3.37%

3.18%

-0.58%

10 years

4.30%

4.40%

4.21%

4.56%

10 years

6 months

3.45%

3.26%

-0.49%

15 years

Call for availability

4.82%

4.62%

3 years

1 year

3.40%

3.21%

-0.36%

20 years

5.14%

4.95%

5 years

1 year

3.31%

3.12%

-0.45%

30 years

5.35%

5.15%

7 years

1 year

3.31%

3.12%

-0.45%

10 years

1 year

3.36%

3.17%

-0.40%

5 years

2 years

3.36%

3.17%

-0.31%

Fixed Rate Amortizing Advances

7 years

2 years

3.32%

3.13%

-0.35%

Amortization Term

10 years

2 years

3.32%

3.13%

-0.34%

Term

5 years

7 years

10 years

15 years

7 years

3 years

3.42%

3.23%

-0.26%

5 years

3.79%

3.83%

3.85%

3.86%

10 years

5 years

3.70%

3.51%

-0.12%

7 years

n/a

3.93%

4.04%

4.10%

Term

Lockout

Bermudan

All-in After Dividend*

Option Value

10 years

n/a

4.15%

4.32%

5 years

6 months

3.06%

2.87%

-0.88%

Term

15 years

20 years

25 years

30 years

7 years

6 months

2.94%

2.75%

-1.00%

15 years

4.49%

4.67%

4.75%

4.79%

10 years

3 months

2.79%

2.60%

-1.30%

20 years

n/a

4.79%

4.97%

5.05%

7 years

1.24%

0.02%

1.26%

0.32%

30 years

n/a

5.17%

10 years

1.55%

0.02%

1.58%

0.32%

Floating Rate Advances

Discount Note Floater Advances

SOFR Index Floater Advances

Non-Prepayable

Prepayable (on reset dates)^

Index / Rate Indic.

Term

Prior Index

Spread

Prior Day Rate

Term**

Spread to 4WK

Spread to 13WK

Spread to 4WK

Spread to 13WK

SOFR

3 Months

4.14%

0.14%

4.29%

3 months

0.23%

n/a

0.26%

n/a

SOFR

6 Months

4.14%

0.16%

4.31%

6 months

0.29%

0.23%

0.36%

0.30%

SOFR

9 Months

4.14%

0.19%

4.34%

1 year

0.32%

0.27%

0.41%

0.33%

SOFR

1 Year

4.14%

0.21%

4.36%

2 years

0.42%

0.39%

0.49%

0.47%

SOFR

18 Months

4.14%

0.26%

4.41%

3 years

0.47%

0.45%

0.56%

0.53%

SOFR

2 Years

4.14%

0.30%

4.45%

4 years

0.53%

0.50%

0.61%

0.59%

SOFR

3 Years

4.14%

0.42%

4.58%

5 years

0.54%

0.51%

0.62%

0.60%

SOFR

4 Years

4.14%

0.48%

4.63%

Prior Index

4 week

4.064%

13 week

3.897%

SOFR

5 Years

4.14%

0.52%

4.68%

^Prepayable at par with 1 day notice. **Please call for terms between 5 years and 10 years, or for 26 week index.

SOFR

6 Years

4.14%

0.66%

4.82%

Overnight Discount Note Floater**

SOFR

7 Years

4.14%

0.69%

4.85%

Term^

Prior Index

Spread

Prior Day Rate

SOFR

8 Years

4.14%

0.76%

4.93%

<= 3 Months

4.045%

0.310%

4.355%

SOFR

9 Years

4.14%

0.79%

4.96%

^Prepayable same day before 3:00PM. **Please call for additional terms not listed above.

SOFR

10 Years

4.14%

0.82%

4.99%

Overnight Advances

Term

Today

All-in After Dividend*

Prior Day

1 Day

4.22%

4.03%

4.22%

Open Line (Daily Rate Set)#

4.44%

4.25%

4.46%

#Rate set at and available until 3:00 pm; Late Day Advances may be available until 4:30 pm by calling 855-345-2244, Option 1.