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10/17/25 8:18 AM

Rate Indications

To take down an advance, login to eBanking or contact the Member Transaction Desk :

855-345-2244, Option 1

Today's Headlines

Market Rates

Advance Discount Specials (until December 31, 2025): 5 bps discount on qualifying fixed rate fixed term advances, callable fixed rate, and amortizers. Visit our Solutions page on fhlbc.com for Terms and Conditions.

Early bird discounts, all before 10:00 a.m.: (1) Available on A120 (<= 27 days) advances, additional volume discounts may be available; (2) 1-month (no minimum at 4.22%) and 3-month (no minimum at 4.08%) A121 advances. To execute, please call the Member Transaction Desk before 10:00 a.m.

Term

Treasury

Swaps

Fixed Rate Advances

2 years

3.45%

3.21%

3.56%

5 years

3.57%

3.24%

3.71%

7 years

3.76%

3.35%

3.99%

10 years

4.00%

3.53%

4.29%

FHLBC Deposit Rates^

DID (yesterday)

3.958%

^Call for term deposit rates.

Fixed Rate Advances

Fixed Rate Callable Advances (Member-Owned Embedded Option)

Term

Community Advances

Regular Advances

All-in After Dividend*

Forward-Starting

Term

Lockout

Bermudan

All-in After Dividend*

Option Cost

1 week

4.26%

4.06%

Advances settle one year forward from today and then have stated term to maturity

2 years

6 months

4.07%

3.87%

0.51%

2 weeks

4.26%

4.06%

2 years

1 year

3.85%

3.65%

0.29%

3 weeks

4.25%

4.05%

3 years

6 months

4.22%

4.01%

0.65%

1 month

4.14%

4.24%

4.04%

3 years

1 year

4.00%

3.80%

0.43%

3 months

4.00%

4.10%

3.90%

5 years

6 months

4.47%

4.26%

0.76%

6 months

3.85%

3.96%

3.75%

5 years

1 year

4.25%

4.05%

0.54%

9 months

3.72%

3.82%

3.62%

5 years

2 year

4.06%

3.86%

0.36%

1 year

3.59%

3.70%

3.49%

3.42%

7 years

1 year

4.90%

4.70%

0.91%

1.5 years

3.50%

3.60%

3.40%

3.45%

7 years

2 years

4.46%

4.26%

0.47%

2 years

3.46%

3.56%

3.36%

3.49%

10 years

2 years

4.66%

4.46%

0.37%

2.5 years

3.44%

3.55%

3.34%

3.55%

10 years

3 years

4.50%

4.30%

0.21%

3 years

3.47%

3.57%

3.36%

3.60%

10 years

5 years

4.34%

4.14%

0.05%

3.5 years

3.49%

3.59%

3.39%

3.65%

15 years

5 years

4.78%

4.58%

0.07%

4 years

3.53%

3.63%

3.43%

3.70%

Fixed Rate Putable Advances (Bank-Owned Embedded Option)

4.5 years

3.56%

3.67%

3.46%

3.81%

Term

Lockout

European

All-in After Dividend*

Option Value

5 years

3.61%

3.71%

3.50%

3.93%

3 years

6 months

3.29%

3.09%

-0.66%

6 years

3.80%

3.90%

3.70%

4.03%

5 years

6 months

3.23%

3.03%

-0.72%

7 years

3.89%

3.99%

3.79%

4.17%

7 years

6 months

3.27%

3.07%

-0.69%

10 years

4.19%

4.29%

4.08%

4.45%

10 years

6 months

3.36%

3.16%

-0.59%

15 years

Call for availability

4.71%

4.50%

3 years

1 year

3.29%

3.09%

-0.40%

20 years

5.06%

4.85%

5 years

1 year

3.21%

3.00%

-0.49%

30 years

5.24%

5.04%

7 years

1 year

3.21%

3.01%

-0.48%

10 years

1 year

3.27%

3.06%

-0.43%

5 years

2 years

3.25%

3.05%

-0.30%

Fixed Rate Amortizing Advances

7 years

2 years

3.22%

3.01%

-0.34%

Amortization Term

10 years

2 years

3.22%

3.02%

-0.34%

Term

5 years

7 years

10 years

15 years

7 years

3 years

3.32%

3.11%

-0.25%

5 years

3.67%

3.71%

3.73%

3.74%

10 years

5 years

3.60%

3.40%

-0.11%

7 years

n/a

3.81%

3.92%

3.98%

Term

Lockout

Bermudan

All-in After Dividend*

Option Value

10 years

n/a

4.03%

4.20%

5 years

6 months

2.96%

2.75%

-1.00%

Term

15 years

20 years

25 years

30 years

7 years

6 months

2.84%

2.63%

-1.12%

15 years

4.37%

4.55%

4.63%

4.67%

10 years

3 months

2.69%

2.49%

-1.41%

20 years

n/a

4.68%

4.86%

4.95%

7 years

1.24%

0.02%

1.26%

0.32%

30 years

n/a

5.07%

10 years

1.55%

0.02%

1.58%

0.32%

Floating Rate Advances

Discount Note Floater Advances

SOFR Index Floater Advances

Non-Prepayable

Prepayable (on reset dates)^

Index / Rate Indic.

Term

Prior Index

Spread

Prior Day Rate

Term**

Spread to 4WK

Spread to 13WK

Spread to 4WK

Spread to 13WK

SOFR

3 Months

4.30%

0.15%

4.44%

3 months

0.26%

n/a

0.31%

n/a

SOFR

6 Months

4.30%

0.17%

4.45%

6 months

0.32%

0.29%

0.40%

0.36%

SOFR

9 Months

4.30%

0.18%

4.47%

1 year

0.35%

0.34%

0.44%

0.43%

SOFR

1 Year

4.30%

0.20%

4.49%

2 years

0.44%

0.42%

0.52%

0.49%

SOFR

18 Months

4.30%

0.26%

4.55%

3 years

0.49%

0.46%

0.58%

0.55%

SOFR

2 Years

4.30%

0.29%

4.58%

4 years

0.53%

0.51%

0.64%

0.61%

SOFR

3 Years

4.30%

0.44%

4.72%

5 years

0.55%

0.52%

0.65%

0.62%

SOFR

4 Years

4.30%

0.49%

4.77%

Prior Index

4 week

4.064%

13 week

3.907%

SOFR

5 Years

4.30%

0.52%

4.81%

^Prepayable at par with 1 day notice. **Please call for terms between 5 years and 10 years, or for 26 week index.

SOFR

6 Years

4.30%

0.65%

4.94%

Overnight Discount Note Floater**

SOFR

7 Years

4.30%

0.69%

4.98%

Term^

Prior Index

Spread

Prior Day Rate

SOFR

8 Years

4.30%

0.75%

5.05%

<= 3 Months

4.065%

0.310%

4.375%

SOFR

9 Years

4.30%

0.78%

5.07%

^Prepayable same day before 3:00PM. **Please call for additional terms not listed above.

SOFR

10 Years

4.30%

0.81%

5.10%

Overnight Advances

Term

Today

All-in After Dividend*

Prior Day

1 Day

4.24%

4.04%

4.23%

Open Line (Daily Rate Set)#

4.59%

4.39%

4.61%

#Rate set at and available until 3:00 pm; Late Day Advances may be available until 4:30 pm by calling 855-345-2244, Option 1.