Notes From the Mortgage Desk: Improved Loan Balance Grids and Reporting Changes

February 25, 2022

Improved Loan Balance Grids and Pricing Payups for MPF® Traditional and Xtra Products

All Federal Home Loan Bank of Chicago (FHLBank Chicago) Participating Financial Institutions (PFIs) with Mortgage Partnership Finance® (MPF) Traditional Conventional and Xtra® Master Commitments can take advantage of new low-loan balance grids as conforming loan limits have increased this year.

These advantageous prices and new grids will be available along with the existing pricing schedules on the eMPF® website and will also be reflected in the Product Pricing Engines (PPEs). Read our announcement on for more details and contact me today to take advantage of these expanded low loan balance offerings.

Investor Reporting Changes Coming to MPF Xtra

All servicers will be required to report daily to the Master Servicer, Computershare, effective with March 2022 Mortgage Loan Activity. To help ease the transition, PFIs can begin submitting the Fannie Mae Loan Activity Report (LAR 96) format as early as the March 2022 Mortgage Loan Activity reporting. However, until the MPF Program fully transitions, PFIs may continue reporting in the current MPF Xtra Layouts (Exhibit C and Exhibit D) for Daily Reporting. For more information, please read the February 18 MPF announcement.


If you’re interested in learning more about these updates, please contact your Sales Director


Contact your Sales Director for more information.

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