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The Federal Home Loan Bank of Chicago is a member-owned cooperative, which means financial institutions must purchase capital stock in order to join and maintain membership in the Bank. Purchasing capital stock funds the Bank’s cooperative business model. Applicants have 60 days from the date of their approval to meet their membership stock requirement through the purchase of capital stock. This purchase completes the application process and begins their membership in FHLBank Chicago.

For information on our Amended and Restated Capital Plan, please visit our Financial Information page.

The Capital Plan is a governing document that lists members’ capital requirements. For information on our Amended and Restated Capital Plan, please visit our Financial Information page.

Before a member can take advantage of FHLBank Chicago’s products and services, members must:

• Sign and execute documentation
• Pledge and report eligible collateral