The Federal Home Loan Bank of Chicago uses median income limits published annually by the U.S. Department of Housing and Urban Development (HUD) to determine income eligibility. The 2025 HUD Income Limits are effective as of April 15, 2025, for the Downpayment Plus Program® (DPP®), Affordable Housing Program (AHP) General Fund, and Community Advances.

Learn how HUD Income Limits are calculated and read the area definitions.

Community Advances

2025 - Community Advances (.pdf)   2025 - Community Advances (.xlsx)
2024 - Community Advances (.pdf)   2024 - Community Advances (.xlsx) 
2023 - Community Advances (.pdf)   2023 - Community Advances (.xlsx)
2022 - Community Advances (.pdf)   2022 - Community Advances (.xlsx)
2021 - Community Advances (.pdf)
   2021 - Community Advances (.xlsx)
2020 - Community Advances (.pdf)   2020 - Community Advances (.xlsx)

Illinois

2025 - Illinois (.pdf)   2025 - Illinois (.xlsx)
2024 - Illinois (.pdf)   2024 - Illinois (.xlsx)
2023 - Illinois (.pdf)   2023 - Illinois (.xlsx)
2022 - Illinois (.pdf)   2022 - Illinois (.xlsx)
2021 - Illinois (.pdf)
   2021 - Illinois (.xlsx)
2020 - Illinois (.pdf)
   2020 - Illinois (.xlsx)

Wisconsin

2025 - Wisconsin (.pdf)   2025 - Wisconsin (.xlsx)
2024 - Wisconsin (.pdf)   2024 - Wisconsin (.xlsx)
2023 - Wisconsin (.pdf)   2023 - Wisconsin (.xlsx)
2022 - Wisconsin (.pdf)   2022 - Wisconsin (.xlsx)
2021 - Wisconsin (.pdf)
   2021 - Wisconsin (.xlsx)
2020 - Wisconsin (.pdf)
   2020 - Wisconsin (.xlsx)

National

2025 - National (.pdf)   2025 - National (.xlsx)
2024 - National (.pdf)   2024 - National (.xlsx)
2023 - National (.pdf)   2023 - National (.xlsx)
2022 - National (.pdf)   2022 - National (.xlsx)
2021 - National (.pdf)
   2021 - National (.xlsx)
2020 - National (.pdf)
   2020 - National (.xlsx)