The Federal Home Loan Bank of Chicago uses median income guidelines published annually by the U.S. Department of Housing and Urban Development (HUD) to determine income eligibility. The 2023 HUD Income Guidelines are effective as of June 1, 2023, for the Downpayment Plus Program® (DPP®), Affordable Housing Program (AHP) General Fund, and Community Advances.

Find information on how HUD Income Guidelines are calculated here. Read the area definitions here.

Community Advances

2023 - Community Advances (.pdf)   2023 - Community Advances (.xlsx)
2022 - Community Advances (.pdf)   2022 - Community Advances (.xlsx)
2021 - Community Advances (.pdf)
   2021 - Community Advances (.xlsx)
2020 - Community Advances (.pdf)   2020 - Community Advances (.xlsx)
2019 - Community Advances (.pdf)   2019 - Community Advances (.xlsx)
2018 - Community Advances (.pdf)   2018 - Community Advances (.xlsx)

Illinois

2023 - Illinois (.pdf)   2023 - Illinois (.xlsx)
2022 - Illinois (.pdf)   2022 - Illinois (.xlsx)
2021 - Illinois (.pdf)
   2021 - Illinois (.xlsx)
2020 - Illinois (.pdf)
   2020 - Illinois (.xlsx)
2019 - Illinois (.pdf)
   2019 - Illinois (.xlsx)
2018 - Illinois (.pdf)   2018 - Illinois (.xlsx)

Wisconsin

2023 - Wisconsin (.pdf)   2023 - Wisconsin (.xlsx)
2022 - Wisconsin (.pdf)   2022 - Wisconsin (.xlsx)
2021 - Wisconsin (.pdf)
   2021 - Wisconsin (.xlsx)
2020 - Wisconsin (.pdf)
   2020 - Wisconsin (.xlsx)
2019 - Wisconsin (.pdf)
   2019 - Wisconsin (.xlsx)
2018 - Wisconsin (.pdf)   2018 - Wisconsin (.xlsx)

National

2023 - National (.pdf)   2023 - National (.xlsx)
2022 - National (.pdf)   2022 - National (.xlsx)
2021 - National (.pdf)
   2021 - National (.xlsx)
2020 - National (.pdf)
   2020 - National (.xlsx)
2019 - National (.pdf)
   2019 - National (.xlsx)
2018 - National (.pdf)   2018 - National (.xlsx)